What should I do if I have an accident at work?
This article was automatically translated from German using artificial intelligence and has not been editorially reviewed in this language. The German version is authoritative.
If you have an accident at work, this is called an occupational accident. If you are injured in the process, you are protected by the statutory accident insurance.
Here’s what you should know:
· An occupational accident happens unexpectedly – for example, slipping, falling, or injuring yourself on a machine.
· The accident is only considered an occupational accident if it happens during your work or while you are performing a work task.
· If you have an accident on the “direct” route to or from work, this often also counts as an occupational accident – known as a commuting accident.
· You must report the accident immediately. Inform your supervisor right away. This way, they can report the accident and you will receive support.
· You must see a panel doctor. This is a doctor who specializes in occupational accidents. Your company will inform you where you can go.
You can find more information here:
DGUV – “What is an occupational accident?”:
https://www.dguv.de/en/insurance/occupational-accidents/index.jsp
The DGUV explains simply when an accident is considered an occupational accident.
BMAS – Statutory accident insurance:
https://www.bmas.de/en/Social/statutory-accident-insurance/statutory-accident-insurance.html
The BMAS explains how accident insurance protects you in the event of occupational accidents.