What do I need to do if I have an accident on my way to work?
This article was automatically translated from German using artificial intelligence and has not been editorially reviewed in this language. The German version is authoritative.
If you have an accident on your way to work or on your way home from work, this is called a commuting accident. You are protected by statutory accident insurance in this case.
Here’s what you should know:
· A commuting accident can happen quickly and unexpectedly. For example, if you slip, are involved in a traffic accident, or fall.
· Statutory accident insurance protects you not only at the workplace but also on your commute to and from work.
· Inform your supervisor or the HR department. They will assist you and report the accident.
· A commuting accident only counts as such if you take the direct route to work or home. Minor detours are permitted – for example, if you take your child to daycare.
· Liaison doctors are responsible for work-related and commuting accidents. Your employer will tell you where you can go.
You can find more information here:
The DGUV clearly explains when an accident is considered a work-related or commuting accident:https://www.dguv.de/de/versicherung/arbeitsunfaelle/index.jsp
Federal Ministry of Labour and Social Affairs – Statutory Accident Insurance:
https://www.bmas.de/DE/Soziales/Gesetzliche-Unfallversicherung/gesetzliche-unfallversicherung.html
The Federal Ministry of Labour and Social Affairs provides information on how accident insurance protects you in the event of work-related and commuting accidents.