What is a work-related accident?

A work accident is an accident that happens while you are working or on your way to work. If you get injured, you are protected by the statutory accident insurance.

Here's what you should know:

• A work accident happens unexpectedly – for example, slipping, falling, or getting injured by a machine.
• The accident only counts as a work accident if it happens during your work or while you are performing a work task.
• If you have an accident on the "direct" way to or from work, this often also counts as a work accident – known as a commuting accident.
• You must report the accident immediately. Inform your supervisor right away. This way, they can report the accident and you will receive support.
• You must go to a panel doctor or panel physician. This is a doctor or physician who specializes in work accidents. Your employer will inform you where you can go.

You can find more information here:

• DGUV – "What is a work accident?":https://www.dguv.de/de/versicherung/arbeitsunfaelle/index.jspThe DGUV explains simply when an accident counts as a work accident.
• BMAS – Statutory accident insurance:https://www.bmas.de/DE/Soziales/Gesetzliche-Unfallversicherung/gesetzliche-unfallversicherung.htmlThe BMAS provides information on how the accident insurance protects you in case of work accidents.